Affording St. Paul’s

• Families have a choice between full-day (7:30 to 5:30 p.m.) with 2, 3, or 5 days a week with a 6 p.m. option available for an additional fee.
• When returning a contract for enrollment in the infant and toddlers program, a NON-REFUNDABLE deposit of $3,432 is required and is applied toward tuition.

Infant and Toddlers Tuition

• Full-Day Option (priority given)
  • 5 days/week: (priority) $34,320
  • 3 days/week: $24,420
  • 2 days/week: $18,120
• 6 p.m. Option
  • 5 days/week: $150 per month
  • 3 days/week: $110 per month
  • 2 days/week: $80 per month

• Families have a choice between full-day (7:30 to 5:30 p.m.) or half-day (7:30 a.m. to 12:30 p.m.), as well as 2, 3, or 5 days a week with a 6 p.m. option available for an additional fee.
• When returning a contract for enrollment in the preschool program, a NON-REFUNDABLE deposit of $2,226 is required and is applied toward tuition.

Preschool Tuition

• Full-Day Option (priority given)
  • 5 days/week: $22,260 per school year
  • 3 days/week: $15,900 per school year
  • 2 days/week: $ 11,600 per school year
• Half-Day Option
  • 5 days/week: $15,640 per school year
  • 3 days/week: $11,400 per school year
  • 2 days/week: $8,430 per school year
• 6 p.m. Option
  • 5 days/week: $1,400 per school year
  • 3 days/week: $1,000 per school year
  • 2 days/week: $750 per school year

• Pre-K (4s)
  • Half Day (7:30 a.m. to 12 p.m.): $15,900
  • Full Day (7:30 a.m. to 3:30 p.m.): $20,410*
     
• Kindergarten: $26,050*
   
• First Grade through 4th Grade: $30,530*
   
• 5th Grade through 8th Grade: $34,340*
   
• 9th Grade through 12th Grade: $36,160

*There is an additional fee for our Extended School Program.

At the time of enrollment, or reenrollment for returning students, families pay an enrollment deposit equal to 10% of their net tuition. St. Paul’s provides a variety of tuition payment options for the balance of tuition owed, ranging from a one-pay plan to two, three, or ten-month installment options. Families opting for the one-pay plan pay tuition directly to the school by July 1 of each year. For those families opting for the two, three, or ten-month installment plans the school partners with FACTS Management Company to manage tuition payments. 

 

FACTS Payment Plans:

Payments will be automatically deducted from a designated checking or savings account, or automatically charged to a credit card (with 2.85% service fee added for credit card payments only) on your choice of the 1st or 15th of the month. VISA, AMEX, Discover, and MasterCard accepted.

2 Payment Plan (60%July, 40% November)

3 Payment Plan (60% July, 20% October, 20% January) 

10 Payment Plan (equal installments April through January)

• Families are responsible for the full year’s net tuition (tuition less any financial aid received); however, we understand that circumstances sometimes dictate that a student leaves the St. Paul’s Schools during the year. To help protect a family’s financial obligation to the Schools, we have secured a Tuition Refund Plan with A.W.G. Dewar, Inc., that is available to all families.
   
• View the 2023-24 Tuition Refund Plan brochure here

Lower Monthly Tuition Payments

With a low, fixed-rate education plan from Your Tuition Solution^SM, paying for your child’s education is easier than ever. Your Tuition Solution’s convenient payment plans give you a wide range of options. 

To learn more about Your Tuition Solution’s flexible plans, compare payment options or apply online, visit tuitionsolution.com today.

Click here to view the flier (shown below)

Included in this section:

• Important Dates & Deadlines
• Helpful Hints
• Frequently Asked Questions

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• The tuition assistance program at The St. Paul's Schools enables qualified students entering kindergarten through grade 12 to attend the school who would not have access to our community without tuition assistance. Financial need-based grants do not have to be repaid to the school. They range in size based on the family’s need and the availability of funds as the tuition assistance budget is limited. 
   
• Applications for tuition assistance for the 2023-24 school year are now being accepted and are due by December 15, 2022. Applications should be completed online by going here. Our SSS School Code is 6892. For more information, please contact Rachel Kincer, chief financial officer, at 443-632-1030 or tuitionassistance@stpaulsmd.org.
   

• We recognize that the tuition assistance process can be challenging and are here to help. Please take advantage of the following opportunities to connect with Rachel Kincer, chief financial officer, and learn more about tuition assistance at The St. Paul’s Schools.

  • Join us for a virtual tuition assistance workshop on Wednesday, November 16, at 6:30 p.m. Please RSVP to ensure you receive the virtual meeting link.

  • Schedule a one-on-one meeting.

    • Thirty-minute virtual application help sessions will be available November 22 – December 30. These sessions are meant as a follow-up to the November 16 workshop and will take a deeper dive into family-specific questions.
    • Fifteen-minute introductory calls are available throughout the year.

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Important dates and deadlines:
 

Due Dates:

Parent Financial Statement (PFS)	December 15, 2022
2021 Tax Return	December 15, 2022
Current pay stub(s)	December 15, 2022
2022 W-2s and/or 1099s	February 5, 2023
2022 Tax Return	May 1, 2023

Award Notification Dates:

Returning Students	End of January, 2023
New Student	Mid February, 2023

 

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Helpful Hints:
 

• The St. Paul’s School SSS code is 6892.
• The SSS helpline is 800-344-8328.
• The non-refundable processing fee is $55 for online PFS submission (paid by credit card).
• Please meet all deadlines so that awards are not delayed or forfeited because of a late application and/or a lack of funds.
• You only have to complete one PFS even if you have several children applying for aid at St. Paul’s School and/or other SSS by NAIS subscriber schools.
• You can apply for all of the students in your family with no limit on the number of schools to which they are applying on the single online PFS submission. All schools must be SSS by NAIS subscriber schools.
• When filling out the PFS, use good-faith estimates for items when you may not know the exact amounts.
• Do not leave any items blank. If an item does not apply to you, enter a zero (0). Your PFS will not be processed until all information is complete.
• Do not wait to complete your tax return to complete your PFS. Use your latest 2022 pay stub for wage and tax withholding information to estimate both income and taxes. Use your 2021 tax return to estimate your itemized deductions. We reserve the right to recalculate your award if, on receipt and review of your 2022 tax return, your income, taxes, or itemized deductions are significantly different from what was originally reported.
• Some items require a brief explanation. Please use the space proved for this. Missing explanations may delay or alter your child’s award.
• Any additional information or special circumstances the family would like to make known can be sent to Rachel Kincer, chief financial officer, at tuitionassistance@stpaulsmd.org or 443-632-1030.

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Frequently Asked Questions:
 

• Will applying for tuition assistance have an effect on the admissions decision for my child?
• What does SSS do?
• How is the family contribution calculated?
• Do I have to reapply each year for tuition assistance?
• What kind of tuition assistance can my family expect in the following years?
• If my family is paying full tuition, could we receive tuition assistance in subsequent years?
• Are students ever asked to take jobs at The St. Paul's Schools to help pay for their education?
• Does the tuition assistance award cover other costs beyond tuition?
• If only one parent works outside of the home, will my child be considered for tuition assistance?
• If one or both parents decide to attend graduate school, how will that decision affect the tuition assistance award?
• If I am single, divorced, or no longer living with my child’s other parent, what information is required to determine an award?
• If I am living with someone who is not my child’s biological parent or I am remarried, how will the Tuition Assistance Committee review my child’s file?
• If my child lives with his guardians, what information will the Tuition Assistance Committee require?
• If we cannot pay the family contribution noted in the award letter, is there an appeals process?
• Is there a tuition assistance waiting list?
• Whom should I contact if I still have questions regarding the tuition assistance process?

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Will applying for tuition assistance have an effect on the admissions decision for my child? 
No. The Admissions Committee is not aware of who is applying for tuition assistance, and the tuition assistance decisions are made after a student has been accepted.

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What does SSS do? 
SSS uses a methodology to compute a family's ability to pay for educational expenses for all children. Most independent schools in the area use SSS.

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How is the family contribution calculated? 
The family contribution is determined through a methodology developed by SSS. This methodology takes into consideration gross taxable and non-taxable income, itemized deductions, assets, liabilities, family size, and the number of students in tuition-charging schools. After accounting for required tax obligations and allowances for basic necessities, at a very modest standard of living, a portion of the family’s remaining resources are considered available for education on a sliding scale. It is assumed that higher incomes will have more discretionary financial resources available for education.

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Do I have to reapply each year for tuition assistance? 
Yes. Each student's need is recalculated annually. Therefore, parents are required to submit the PFS along with the other required documentation each year by the published deadlines.

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What kind of tuition assistance can my family expect in the following years? 
Assuming that your family’s financial status does not change dramatically, funding will generally be renewed at previous levels. You must reapply for tuition assistance every year.

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If my family is paying full tuition, could we receive tuition assistance in subsequent years?
We expect that families who begin by paying full tuition to the School will continue to do so unless unforeseen circumstances make that impossible. We advise families not to go to extraordinary lengths to pay full tuition their first year in the hope of receiving tuition assistance the next year. However, if your financial situation has changed significantly since you joined the School, you should apply for aid and include a detailed explanation of the change.

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Are students ever asked to take jobs at St. Paul’s School to help pay for their education?
No. To preserve the identity of the students receiving tuition assistance, St. Paul’s School does not use a work-study program. However, we do expect students in Grades 11 and 12 to contribute $500 to their education by obtaining seasonal or summer jobs.

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Does the tuition assistance award cover other costs beyond tuition? 
St. Paul’s attempts to minimize extra fees beyond tuition. The tuition assistance award is intended to provide families resources to afford the St. Paul’s tuition. For unique requirements, such as purchasing a laptop for study in the Upper School, families tuition assistance at the same percentage of tuition aid received to purchase the laptop.

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If only one parent works outside of the home, will my child be considered for tuition assistance? 
Although St. Paul’s recognizes that families have the freedom and the responsibility to make choices regarding their financial situation, if only one parent works outside the home, the Tuition Assistance Committee will add to the income of the family. An exception to this policy might occur if the parent at home is caring for a preschool-aged child, a child with a disability, a seriously ill child, parent, or grandparent, or if there are other special circumstances. Please make this known to the Tuition Assistance Committee, in writing, when applying for aid.

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If one or both parents decide to attend graduate school, how will that decision affect the tuition assistance award?
The Tuition Assistance Committee would expect that the parent enrolled in graduate school will continue to earn income and has arranged to fund his/her education without depending heavily on family resources. If a parent chooses to attend school full time and is thus unemployed, the Tuition Assistance Committee will add to the income of the family.

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If I am single, divorced, or no longer living with my child’s other parent, what information is required to determine an award?
The Tuition Assistance Committee expects that all parents will contribute financially to their child’s tuition. Each household is expected to submit a completed PFS and all other required documentation for St. Paul’s to gain a realistic picture of family resources. If the non-custodial parent refuses to comply, the Tuition Assistance Committee will determine whether or not the family will be eligible for an award. If the custodial parent has not heard from the non-custodial parent for a period of time, to be determined by the Tuition Assistance Committee, forms may not be required. However, a letter of verification from a third party (minister, attorney, social worker, etc.) will be required. The Tuition Assistance Committee may request a copy of the divorce decree, but it may choose not to abide by it. Each situation is unique and will be handled on an individual basis.

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If I am living with someone who is not my child’s biological parent or I am remarried, how will the Tuition Assistance Committee review my child’s file? 
In such situations, St. Paul’s requires financial information from all adults living in the household and/or involved in the applicant’s life.

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If my child lives with his guardians, what information will the Tuition Assistance Committee require? 
Children who are living with guardians will be reviewed on an individual basis. However, if the parents are still living and are claiming their child on their tax return, the parents and guardians must complete and submit the PFS to SSS. If other family members have custody, they must also complete and submit the PFS to SSS. The Tuition Assistance Committee will also need copies of proof of custody.

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If we cannot pay the family contribution noted in the award letter, is there an appeals process? 
Yes. Please notify the Tuition Assistance Office of your request for an appeal and submit all written documentation that you feel may provide the Tuition Assistance Committee with additional insight into your financial picture. More than likely, you will be asked to set up an appointment to discuss in detail your particular situation and the circumstances for your appeal.

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Is there a tuition assistance waiting list? 
No.

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Whom should I contact if I still have questions regarding the tuition assistance process? 
Rachel Kincer, chief financial officer, at tuitionassistance@stpaulsmd.org or 443-632-1030.

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St. Paul’s School for Girls is proud to offer the Levering Scholarships which were established in honor of our first head of school, Rosalind Levering. Upper school students new to the SPSG community are eligible to apply for the Levering Scholarships.

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Eligibility

Students new to the SPSG community applying to grades 9-11.
 

Award Details

The Levering Scholarships are up to $10,000 grants toward tuition costs and awarded annually. Scholarship recipients in good academic standing and actively involved in the life of the school will carry the scholarship throughout the completion of their time at SPSG.
 

Criteria

The scholarships are awarded to exceptional students who are enthusiastic learners and demonstrate original thought, creativity, perseverance, and integrity, qualities reminiscent of the pioneering spirit of Rosalind Levering. Levering Scholars show potential for leadership in the SPSG community both inside and outside of the classroom. Such well-rounded scholars seek to engage in the life of the school’s robust arts, athletics, and leadership offerings.
 

Application Process

Admissions applicants who have demonstrated academic excellence, positive leadership and community engagement will be considered to receive the Levering Scholarship. No separate application is required. Students who are interested may submit additional supporting material to the director of admissions at spsgadmissions@stpaulsmd.org no later than January 15, 2023.  Examples of student-created supporting material could include a brief written essay (500 words or less), short video (2-3 minutes), or art portfolio.

 

Selection

The Admissions Committee and head of school will make the scholarship selections.
 

Notification

The Levering Scholarship recipients will receive a phone call from Head of School Ereni Gleason Malfa ’89 on February 16, 2023.

St. Paul’s School for Girls is proud to offer the Thomsen Scholarships which were established in honor of our third head of school, Mary Ellen Thomsen. Middle school students new to the SPSG community are eligible to apply for the Thomsen Scholarships.

ELIGIBILITY

Students new to the St. Paul’s community applying to grades 5–8.

AWARD DETAILS

The Thomsen Scholarships are up to $7,500 grants toward tuition costs and awarded annually. Scholarship recipients in good academic standing and actively involved in the life of the school will carry the scholarship throughout the completion of their time at SPSG.

CRITERIA

The scholarships are awarded to exceptional students who demonstrate honesty, integrity, kindness, compassion, and hard work—all values demonstrated by our third head of school, Mary Ellen Thomsen. Thomsen Scholars show potential for leadership in the SPSG community and beyond. These scholars will seek to engage in and out of the classroom, striving to participate in all aspects of school life.

APPLICATION PROCESS

Admissions applicants who have demonstrated academic excellence, positive leadership and community engagement will be considered to receive the Thomsen Scholarship. No separate application is required. Students who are interested may submit additional supporting material to the director of admissions at spsgadmissions@stpaulsmd.org no later than January 15, 2023.  Examples of student-created supporting material could include a brief written essay (500 words or less), short video (2-3 minutes), or art portfolio.

SELECTION

The Admissions Committee and head of school will make the scholarship selections.

NOTIFICATION

The Thomsen Scholarship recipients will receive a phone call from Head of School Ereni Gleason Malfa ’89 on February 16, 2023.

The Wagley Scholarship is a competitive merit-based scholarship, renewable annually, offered to one new, incoming SPSG ninth grade student. The award is named in honor of SPSG’s second headmistress, Mary Frances Wagley. A full-tuition scholarship is awarded on the basis of exceptional scholastic merit. 

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Eligibility

All new students applying for admissions to Grade 9 at St. Paul's School for Girls and currently enrolled in a state-accredited or approved school are eligible to compete for this scholarship. In accordance with the provisions of the Scholarship grant, students currently enrolled at St. Paul's School for Girls are not eligible to apply.

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Criteria

The award will be based on exceptional scholastic ability, achievement, and citizenship.

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Application Process
 

1. Wagley Scholarship Application
   The Wagley Scholarship application, short answer, and essay needs to be completed by the student and submitted no later than December 1, 2022. The short answer and essay prompts are included on the Wagley Scholarship application. This application is in addition to the SPSG application.
   Wagley Scholarship Application
    
2. Two Additional Letters of Recommendation
   These are to be two Letters of Recommendation, not Common Referral Forms. One must be from a present academic teacher, counselor, or head of school, other than the applicant's current English or math teacher. The second letter must be written by someone outside the school community who can share some personal insight about the applicant, i.e., music instructor, coach, troop leader. The Letters of Recommendation must be received by SPSG no later than December 1, 2022.
    
3. An Otis-Lennon School Ability Test Score
   An Otis-Lennon School Ability Test (OLSAT) score from the 8th grade is required. If you do not have an 8th grade OLSAT score, the SPSG Admissions Office will contact applicants to schedule.
    
4. Interview
   Interviews of all Wagley Scholarship applicants will be conducted by the Wagley Scholarship Committee on Wednesday, January 18, 2023, and Saturday, January 21, 2023. The SPSG Admissions Office will contact you to select your preferred date and time.

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Notification

The Wagley Scholar will receive a phone call from the SPSG Head of School, Ereni Gleason Malfa ’89, on February 16, 2023. 

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Renewal

If the recipient makes satisfactory academic progress and remains in good standing in the SPSG community, her academic scholarship will be renewed each year.

The Middleton Scholars program is named in honor of S. Atherton "Appy" Middleton, St. Paul's Headmaster from 1944 to 1966. During his tenure, Middleton moved the School to the Brooklandville campus, raised academic standards, expanded the enrollment, and increased diversity. Scholarships for new students in Grades 5 through 8 will be awarded for academic excellence, outstanding citizenship, and positive contribution to the school community.

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Criteria:

• Outstanding academic standing at current school
• Outstanding citizenship record at current school (including attendance)
• Extracurricular activities—positive contributions to school community

Admissions applicants who have demonstrated academic excellence, positive leadership, and community engagement will be considered. No separate application is required. Students who are interested may submit additional supporting material to the director of admissions at SPadmissions@stpaulsmd.org no later than Jan. 15, 2023. Examples of student-created supporting material could include a brief written essay (500 words or less), short video (2 to 3 minutes), or art portfolio. 

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The head of school, director of admissions, and middle school head will select the Middleton Scholars. The amount of the scholarship will be $7,500 per year for each year the recipient is enrolled in St. Paul’s and in good standing.

The Kinsolving Scholars Program recognizes the past achievements and future potential of a number of our most outstanding new ninth grade students. Based on academic merit, leadership qualities, character traits, and service to their current school and community, Kinsolving Scholars will be selected by the Headmaster, Director of Admissions, and Upper School Principal.

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Honoring the legacy of Dr. Arthur B. Kinsolving (long-time rector of St. Paul's Parish and widely considered the "patron saint" of St. Paul's), we are proud to recognize the School's future leaders with a merit grant that bears the name Kinsolving. Simply put, we hope to identify boys for this distinction and challenge them to be the embodiment of our mission: Seek truth, knowledge and excellence; live by faith, compassion, and integrity.

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Admissions applicants who have demonstrated academic excellence, positive leadership, and community engagement will be considered. No separate application is required. Students who are interested may submit additional supporting material to the director of admissions at SPadmissions@stpaulsmd.org no later than Jan. 15, 2023. Examples of student-created supporting material could include a brief written essay (500 words or less), short video (2 to 3 minutes), or art portfolio. 

The amount of the scholarship will be $10,000 per year for each year the recipient is enrolled in St. Paul’s.